Act now! If you’ve been planning to buy a home, do it before January 1, 2018. A recent article in McLean’s Magazine by Jonathan Hayward sheds some light on what it means should you wait to buy that home in the new year. If you’re not already aware of the latest announcement made by The Office of the Superintendent of Financial Institutions (OSFI), here’s what you need to know about obtaining a mortgage in 2018: Regardless of the interest rate you qualify for at the time of signing for your mortgage, you will have to pass a “stress-test” no matter ...
Don’t wait to buy a home in 2018 – Here’s Why!
December 1, 2017
5 Tried and True Tips to Save Big on your Energy Bill
November 11, 2017
Are you concerned about your energy bills? Fall is already upon us and winter is not too far behind. With the cost of energy on the rise, follow these simple steps and tips on how to lower your energy bill this winter. Whether you have a new home or not, get in the habit of doing this at the end of the summer to avoid hefty bills during cold winter months. You can also ask your energy company to conduct an energy audit to perform an assessment within your home. Maintain Your Furnace – every 1-2 months make sure ...
How to Perfect Your Thanksgiving Décor this Season
October 3, 2017
If you own a home, we’re not just here to help you buy and sell it - we also want you to enjoy it! So, are you ready to get festive? Thanksgiving is a special holiday because it is a time to give thanks for everything and everyone around you, and the best way to prepare for the celebration is to decorate for the occasion. Fall is all about the pretty colours and the sweet aroma of nature and pumpkin spice floating throughout the house. Enjoy the season and welcome your guests with unique home décor ideas for this upcoming ...
The GTA Real Estate Market - get ready for it to climb again
September 7, 2017
The GTA real estate market has been pretty volatile in 2017. In the first 1/3 of the year, prices soared, sales were out of control, and most buyers couldn't get homes without bidding wars and frustration. Then, according to many newspapers and "experts", Armageddon came. The bottom fell out and the future was seeming bleak. Let's set the record straight. The market has not crashed, and the future is not bleak. The simple summary is this: it's summer. Remember a few years ago, when there was a hot spring market and a hot fall market, and summer and winter were ...
4 Environmentally-Friendly Home Tips
August 2, 2017
The steps toward building a healthier and more environmentally friendly living space do not have to be life changing – even the smallest changes certainly make a difference. Spectrum Realty wants to ensure you are saving properly, so be cautious with your routines and make alterations where necessary. Here are 4 great and easy environmental home tips: Add Indoor Plants Dispersing plants around your home invites a positive aroma, while also increasing air quality and adding freshness. The English Ivy is the top choice for a house plant because it is known to filter air. Utilize Reusable Bags Reusable bags ...
Evolution of Homes through the Last 150 Years
July 1, 2017
The evolution of Canada’s housing market has transformed over the past 150 years as a strong and lively nation. The materials, land size and style of homes were much different than today. Living standards have been affected by these changes and have shaped the way we operate due to the increased privacy and security within a home. In the early 1900s, the layout of your home was structured similarly to today’s homes, with a kitchen, bathroom and bedroom space, but these rooms were confined to a much smaller area. Imagine fitting your modern lifestyle along with several family members all ...